General Premium | ||||||||||||||||||||
National Health Insurance premiums for individuals in category 1, 2, and 3 are calculated based on the monthly income they report to the National Health Insurance Administration. The premiums of individuals in categories 4, 5, and 6 are based on the average premium of the people enrolled in category 1, 2, and 3. The formulas used to calculate premiums are as follows:
NOTES:
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Premium Contribution Ratios under NHI System
Classification of the Insured | Contribution Ratio (%) | ||||
Insured | Registration Organization | Government | |||
Category 1 | Civil servants, volunteer servicemen, public office holders | >Insured and dependents | 30 | 70 | 0 |
Private school teachers | Insured and dependents | 30 | 35 | 35 | |
Employees of public or private owned enterprises and organizations | Insured and dependents | 30 | 60 | 10 | |
Employers Self-employed Independent professionals and technical specialists | Insured and dependents | 100 | 0 | 0 | |
Category 2 | Occupation union members Foreign crew members |
Insured and dependents | 60 | 0 | 40 |
Category 3 | Members of farmers', fishermen's and irrigation associations | Insured and dependents | 30 | 0 | 70 |
Category 4 | Military conscripts, alternative military service, military school students on scholarships, widows of deceased military personnel on pensions, inmates | Insured | 0 | 0 | 100 |
Category 5 | Low-income households | Household members | 0 | 0 | 100 |
Category 6 | Veterans and their dependents | Insured | 0 | 0 | 100 |
Veterans and their dependents | Dependents | 30 | 0 | 70 | |
Other individuals | Insured and dependents | 60 | 0 | 40 |