National Health Insurance Administration Ministy of Health and Welfare-How Premiums Are Calculated

National Health Insurance Administration Ministy of Health and Welfare

Go TO Content

Phone sidebar

主選單

search

:::

Font Size

search

:::

Premium Contribution

Font Size

:::

How Premiums Are Calculated

General Premium
National Health Insurance premiums for individuals in category 1, 2, and 3 are calculated based on the monthly income they report to the National Health Insurance Administration. The premiums of individuals in categories 4, 5, and 6 are based on the average premium of the people enrolled in category 1, 2, and 3.

The formulas used to calculate premiums are as follows:

Category 1 The insured Salary Basis x insurance premium rate x contribution ratio x(1 + number of dependents)
Insurance unit, government Salary Basis x insurance premium rate x contribution ratio x(1 + average number of dependents)
Category 2 and 3 The insured Salary Basis x insurance premium rate x contribution ratio x(1 + number of dependents)
Government Salary Basis x insurance premium rate x contribution ratio x(1 + actual number of people insured)
Category 6 : Veterans, veterans' dependent The insured Average premium x contribution ratio x number of dependents
Government Average premium x contribution ratio x actual number of people insured
Category 6 : Regional population The insured Average premium x contribution ratio x(1 + number of dependents)
Government Average premium x contribution ratio x actual number of people insured
NOTES:
  • Salary Basis: The amount on which premiums are calculated based on a payroll bracket table.
  • Insurance Premium Rate: 4.69% since January 1, 2016.
  • Contribution Ratio: Based on ratios set by National Health Insurance Act.
  • Number of Dependents: Maximum of three, even if actual number of dependents is higher.
  • Average Number of Dependents: Beginning January 1, 2016, the number of persons is announced as 0.61.
  • Beginning in January 2016, the average monthly premium for individuals in categories 4 and 5 will be NT$1,759. It is entirely subsidized by the government.
  • Since April 2010, the average premium for individuals in Category 6 has been NT$1,249, with 60% paid for by the individual (NT$749) and 40% by the government.
 
Premium Contribution Ratios under NHI System
Classification of the Insured Contribution Ratio (%)
Insured Registration Organization Government
Category 1 Civil servants, volunteer servicemen, public office holders Insured and dependents 30

70

 0
Private school teachers Insured and dependents

30

 35 35
Employees of public or private owned enterprises and organizations Insured and dependents 30 60 10
Employers Self-employed Independent professionals and technical specialists Insured and dependents 100 0 0
Category 2 Occupation union members 
Foreign crew members		 Insured and dependents 60 0 40
Category 3 Members of farmers', fishermen's and irrigation associations Insured and dependents 30 0 70
Category 4 Military conscripts, alternative military service, military school students on scholarships, widows of deceased military personnel on pensions, inmates Insured 0 0 100
Category 5 Low-income households Household members 0 0 100
Category 6 Veterans and their dependents Insured 0 0 100
Veterans and their dependents Dependents 30 0 70
Other individuals Insured and dependents 60 0 40

Payroll Brackets on which Premiums Are Calculated

Bracket Income Differential Income Tiers Salary Basis(Amount in which Premiums Calculated) (NT$) Actual Monthly Salary(NT$) Bracket Income Differential Income Tiers Salary Basis(Amount in which Premiums Calculated) (NT$) Actual Monthly Salary(NT$)
Bracket 1
NT$900		 1 22,000 Under22,000 Bracket 6
NT$3000		 23 60,800 57,801-60,800
24 63,800 60,801-63,800
25 66,800 63,801-66,800
26 69,800 66,801-69,800
27 72,800 69,801-72,800
Bracket 7
NT$3700		 28 76,500 72,801-76,500
2 22,800 22,001-22,800 29 80,200 76,501-80,200
Bracket 2
NT$1200		 3 24,000 22,801-24,000 30 83,900 80,201-83,900
4 25,200 24,001-25,200 31 87,600 83,901-87,600
5 26,400 25,201-26,400 Bracket 8
NT$4500		 32 92,100 87,601-92,100
6 27,600 26,401-27,600 33 96,600 92,101-96,600
7 28,800 27,601-28,800 34 101,100 96,601-101,100
Bracket 3
NT$1500		 8 30,300 28,801-30,300 35 105,600 101,101-105,600
9 31,800 30,301-31,800 36 110,100 105,601-110,100
10 33,300 31,801-33,300 Bracket 9
NT$5400		 37 115,500 110,101-115,500
11 34,800 33,301-34,800 38 120,900 115,501-120,900
12 36,300 34,801-36,300 39 126,300 120,901-126,300
Bracket 4
NT$1900		 13 38,200 36,301-38,200 40 131,700 126,301-131,700
14 40,100 38,201-40,100 41 137,100 131,701-137,100
15 42,000 40,101-42,000 42 142,500 137,101-142,500
16 43,900 42,001-43,900 43 147,900 142,501-147,900
17 45,800 43,901-45,800 44 150,000 147,901-150,000
Bracket 5
NT$2400		 18 48,200 45,801-48,200 Bracket 10
NT$6400		 45 156,400 150,001-156,400
19 50,600 48,201-50,600 46 162,800 156,401-162,800
20 53,000 50,601-53,000 47 169,200 162,801-169,200
21 55,400 53,001-55,400 48 175,600 169,201-175,600
22 57,800 55,401-57,800 49 182,000 Above175,601

Note: Took effect on January 1,2018.
  • Update：2018-03-01
:::

Opening & closing

  • E政府
  • Web Accessibility Guidelines 2.0 Approbal
  • QRCode

Last Updated:

2018-07-24

Address: No.140, Sec.3, Hsinyi Road, Taipei 10634, Taiwan, R.O.C.
Address List Tel:+886-2-2706-5866
All Contents Copyright 2015 National Health Insurance Administration,
ROC Policy on the Protection of Privacy Rights and Information Security Policy
This site is best to be viewed by setting the screen to 1024x768 resolution or higher

回頂端